Don’t Let Cruise Sticker Shock Ruin Your Vacation Budget

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It seems like this week everyone has cruises on the brain! I’ve personally quoted around 10 sailings across Royal Caribbean, Celebrity, MSC, and Carnival — and there’s one big thing I keep having to explain…

 

That $500–$700 cruise price you see online?


👉 That’s just the base fare.

 

Let’s break down what that actually means so you can budget the REAL cruise cost and avoid sticker shock.

⚓ The Base Fare Is Only the Starting Point

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That advertised price does NOT include:

  • Taxes & port fees

  • Gratuities

  • Drink packages

  • Travel insurance

  • Specialty dining

  • Excursions

  • Wi-Fi

  • Specialty coffee

  • Some onboard activities

💰 Gratuities (Yes, They’re Automatic)

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Gratuities are daily tips for your:

 

  • Cabin steward

  • Dining team

  • Behind-the-scenes crew

These are automatically added to your onboard account.

 

✔️ Typical cost: $100–$150 per person for a 7-night cruise

So if your cruise is $600 per person, you’re already closer to:

 

➡️ $750 per person — and we haven’t added taxes yet

🛡️ Travel Insurance

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For a 7-night cruise, most policies average:

💵 About $300 per cabin

This protects your trip investment — and I strongly recommend it!

🍹 Drink Packages

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Cruise lines differ on what’s included.

 

Alcohol Packages;

 $60–$100 per person per day

Soda Packages;

A budget-friendly option.

Bringing Your Own Wine?

🍾 Corkage fee: $10–$30 per bottle if opened in dining venue

☕ Specialty Coffee & 🍽️ Specialty Dining

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Your basic coffee and tons of food are included — but:

  • Starbucks-style drinks ❌

  • Specialty restaurants ❌ (optional but worth it for some!)

🎢 Onboard Activities That May Cost Extra

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Some of the high-thrill experiences come with an upcharge, depending on the ship

🌴 Shore Excursions

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These typically range from:

 $50 – $300+ per person

📶 Wi-Fi Packages

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Not included in your base fare and usually:

 $15–$25 per day per device

🧾 The Realistic Cruise Budget

Let’s take that $600 cruise:

  • Base Fare: $600

  • Gratuities: $150

  • Insurance: $150 pp

  • Drink Package: $525

👉 New total: $1,425 per person (before excursions, Wi-Fi, specialty dining, etc.)

❤️ The Good News

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Cruising is still an incredible value — you just need to:

✔️ Know the real numbers
✔️ Plan ahead
✔️ Choose what matters most to YOU

Because you absolutely can cruise without buying every add-on.

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